Endla 69/Keemia 4, 10616 Tallinn
evergreen [at] evergreen.ee

FINANCE YOUR IDEAS AND EXPAND YOUR BUSINESS

FLEXIBLE BUSINESS LOANS FROM €1000 TO €100,000 ISSUED AGAINST SURETY OR COLLATERAL
  • ACQUIRING PROPERTY
  • FINANCING GOODS
  • REFINANCING LOANS
Priit

When I wanted to buy some more powerful equipment to expand my small business the banks wouldn’t even grant me an audience. Evergreen Capital agreed to look at my application and analyse my situation though, and in the end gave me a loan.

PRIIT (37), SMALL FACTORY OWNER
Tarmo

I moved to Southern Estonia last year to take over a local timber-processing business with 15 employees. The company was doing OK, not terrible, not great, but I could see straight away that there was a lot that needed updating.

TARMO (39), TIMBER ENTREPRENEUR
Kevin & Mark

When Mark and I came up with the idea for our business a year ago, we thought the hard part was behind us. In fact, finding the finances we needed was the hardest part of all, since all the banks we approached felt our business plan was too risky.

KEVIN & MARK (28/32), IT COMPANY OWNERS
Luisa

Three years ago I made a complete sea change by quitting my long-term office job to start my own company – my very own beauty salon. It’s a dream I’d had for ages, but it was only then that I finally worked up the courage to do it.

LUISA (43), BEAUTY SALON MANAGER
Mari-Leen

I’d been working as a translator and editor in a translation agency in Tallinn since I graduated from university. I liked the job, but I’d always known there was an entrepreneurial spark inside me somewhere and that I’d make a go of my own company if I put my mind to it.

MARI-LEEN (29), TRANSLATION AGENCY OWNER
FLEXIBLE
  • Loan terms and conditions that meet your existing needs
  • More flexible than major banks
  • Range of collateral accepted
QUICK AND EASY
  • Applying takes just 1 minute
  • You receive an offer within a few hours
  • Loans are paid out the same day
AFFORDABLE
  • Loan periods of up to 60 months
  • Interest rates starting from 17% p.a.
  • No hidden costs or fees
  • Option to take breaks from your repayments

SURETY LOANS

Thinking of starting a business, or looking to expand your company without breaking the bank?

If you’re full of good ideas but short on funds, a surety loan is your best option. Surety loans are an ideal way of making investments that are modest in size or needed in the short term, however big or small your company happens to be. With a surety loan you can buy the equipment and resources you need to get your company off the ground or make it grow, rent space, hire staff and invest in other areas.

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COLLATERAL LOANS

Loans issued against collateral are great for cash-flow management and larger investments.

To ensure your company’s stability and expand your operations, choose an Evergreen collateral loan – the benefits you reap from it will be many times greater than the interest you pay on it each month! A collateral loan is the perfect solution for companies looking to cover temporary financing needs, acquire assets, make larger investments in equipment or expand their production.

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Loan calculator figures are approximate and may differ from the terms and conditions offered to you. Ask us for a personal offer.

Testimonials

Helena

In our line of work, fluctuations from one season to the next are normal and our biggest sales tend to be at the end of the year, when companies are throwing Christmas parties and organising events.

HELENA (37), CATERING FIRM OWNER
Kevin & Mark

When Mark and I came up with the idea for our business a year ago, we thought the hard part was behind us. In fact, finding the finances we needed was the hardest part of all, since all the banks we approached felt our business plan was too risky.

KEVIN & MARK (28/32), IT COMPANY OWNERS
Reet

One day when I was opening my café I realised our old stalwart of an oven had finally given up the ghost.

REET (42), CAFÉ OWNER IN HARJU COUNTY
Rain

I’d been running an online store for a couple of years, selling stuff like clothes, accessories and inexpensive electronics.

RAIN (29), ONLINE STORE OWNER

FAQ

Who can apply?

Applications are open to companies registered in Estonia whose owner or a member of the management board of which is prepared to back up the loan with personal surety or owns assets that can be used as collateral.

How much can you apply for?

Surety loans are available to the value of up to €5000 (or up to €15 000 if there’s an additional guarantor). Collateral loans are available to up to 70% of the value of the vehicle or, if secured with property, up to €100,000.

How quickly do you issue loans?

We typically respond to applications within one working day. If needed, we’ll ask you to submit additional documents. We’ll then look them over and make our decision. If your application is approved, all you need to do is sign the contract and the money will be transferred to you the same day.