Evergreen is a flexible loan provider. We issue loans faster and simpler than the banks. We issue loans based on the company’s economic situation and we assess solvency on a case-by-case basis. This allows us to find the optimal solution for each client.
Frequently Asked Questions
Answers to frequently asked questions. If you have any further questions please contact us here.
Why borrow from Evergreen Capital?
What are the suitable surety types?
We accept different loan surety types. The suitable options are:
-Guarantee by a working salaried private person
-Real estate in larger Estonian cities
-Car that can be registered at the Road Administration
-Other vehicle or property
How to apply for a loan?
To apply for a loan, please fill in the application form on our website.
Which documents need submitting?
If you are applying for a guaranteed loan, you must submit both the company’s and the guarantor’s bank account statements so that we could quickly assess the loan repayment ability. If you are applying for a collateral loan, you must submit the collateral documentation (vehicle registration number and so on). We act in compliance with the principle of responsible loan provision and evaluate each loan application separately.
How quickly do you review the loan application and issue the loan?
We usually review the loan application within one working day and contact you promptly. Sometimes we may ask you to provide additional documents. Having reviewed these, we will decide on issuing the loan. If the decision is positive, the money will be transferred to your company’s bank account immediately after conclusion of the loan contract.
How is the loan contract concluded?
You can conclude the loan contract at our office or by digitally signing it via e-mail. Please fill in the loan application form on our website and our specialist will get in touch with you to determine the best loan period and make the contract conclusion arrangements.
Can I request a repayment holiday?
You can indeed request a repayment holiday of up to 3 months for an annuity loan. During the repayment holiday you must pay only the interest.
Is it possible to repay the loan before the deadline?
Yes, you can repay the loan before the deadline. To do that, please submit the corresponding application.
What expenses will I incur when repaying the loan before the deadline?
When repaying the loan before the deadline, you will be charged the compensation fee of 0.5% of the principal sum remainder if there is less than 1 year remaining between the early repayment date and the loan contract expiry date or the compensation fee of 1% of the principal sum remainder if there is at least 1 year remaining between the early repayment date and the loan contract expiry date.
Will my existing loans be deemed an obstacle?
No, we review each loan application separately and take into account the surety offered and your solvency. Please submit your application and our specialist will get in touch with you.