Flexible loans for your business,
with guarantee or collateral

Purchasing of assets, financing of goods, refinancing of loans

Quick

As a rule, we reach a loan decision within one working day. The loan is issued on the same or next working day.

Flexible

The loan terms and conditions are adjustable to the current needs of your business.

Advantageous

Interest rate starting from 17% per annum, depending on collateral.

Loan products

In business you often have to react quickly to buy fixed assets or goods at discounted prices. Also you might have to need money urgently to cover a large upcoming batch of invoices and so on. Evergreen Capital helps companies in Estonia who want to develop their businesses by providing quick loan solutions on flexible terms and conditions.

Guaranteed loan

Do you wish to start a new business or expand an existing enterprise?

If you have a great idea but insufficient funds, a guaranteed loan will suit you well. You can buy the resources needed to launch your business, rent rooms, hire staff or perform other investments necessary for viable commercial development.

The process of applying for a guaranteed loan is as simple and time-saving as possible. Begin by requesting a personal offer from us. Ideally you will be able to conclude the loan contract on the same working day.

Onwhat terms and conditions does evergreen provide guaranteed loans?

The guaranteed loan application process is open to any company registered in Estonia, on the condition that a member of the management board or the company owner is prepared to act as the loan guarantor in their private person capacity. Evergreen can provide a loan of up to 5,000 euros, and up to 10,000 euros with an additional guarantor, for a period from 1 month to 1 year.

The guarantee can be provided by a third person instead of a member of the management board or the company owner. The guarantor must have a regular income.

The interest rate begins from 2.5% per month and the contract conclusion fee is equal to 1% of the loan amount. We offer very flexible loan repayment schedule options, taking into account the cash flow peculiarities of your company.

We agree to issue loans more often than the banks do, while also providing significantly faster service. We consider the features of your company and the sector you are operating in.

Guaranteed loan example
(non-fixed repayment):

Loan amount: 3,000 euros
Interest rate: 2.5% per month
Single contract conclusion fee: 30 euros
Loan period: 6 months
Principal sum repayment: at the end of the loan period
Monthly interest payment: 75 euros

Guaranteed loan example
(ordinary annuity):

Loan amount: 3,000 euros
Interest rate: 2.5% per month
Single contract conclusion fee: 30 euros
Loan period: 12 months
Monthly principal sum and interest payment: 292.46 euros

To get an offer from us, please submit your query here!

 

Collateral loan

A collateral loan is an excellent solution for a company wishing to cover a temporary shortage of funds for cash flow management or to use for an unexpected business opportunity for which there is insufficient money.

In business you often come across situations when you can buy goods or production tools cheaply, but you must react quickly. In such cases it makes sense to get a loan from Evergreen Capital because the profit will be higher than the interest rate.

On what terms and conditions does Evergreen provide collateral loans?

Any company registered in Estonia can apply for a collateral loan if it owns assets that can be used as collateral. We accept as loan collateral different types of property: primarily real estate, cars and other vehicles.

When you provide real estate as collateral, you can get a larger loan (up to 200,000 euros) and the interest rate will be rather low, starting at 17% per annum.

We issue vehicle collateral loans either for newly purchased vehicles or existing ones and the loan period ranges from 30 days to 2 years. The vehicle must be registered and it must be owned by the borrower.

The loan amount is up to 70% of the market value of the vehicle. The interest rate begins from 2.5% per month and the contract conclusion fee is equal to 1% of the loan amount.

We agree to issue loans more often than the banks do, while also providing significantly faster service. We consider the features of your company and the sector you are operating in.

Collateral loan example
(non-fixed repayment):

Loan amount: 10,000 euros
Collateral: car valued at 15,000 euros
Interest rate: 2% per month
Single contract conclusion fee: 100 euros
Loan period: 6 months
Principal sum repayment: at the end of the loan period
Monthly interest payment: 200 euros

Collateral loan example
(ordinary annuity):

Loan amount: 10,000 euros
Collateral: car valued at 15,000 euros
Interest rate: 2% per month
Single contract conclusion fee: 100 euros
Loan period: 12 months
Monthly principal sum and interest payment: 945.60 euros

To get an offer from us, please submit your query here!

Request offer